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Calculate Car Payments | Compare Offers

Calculate Your Auto Loan Payment Online

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Compare Offers

Auto loans in America. Find your next auto loan by comparing four offers from hundreds of desperate lenders who want your business. Auto loans have an average life of about three years so car loan lenders have to continuously replace paid off car loans with new loans. Thus they will make you the best offer they can for your car loan.

Take Charge of Your Next New or Used Auto Loan

Shop for your own car loan and make your own choices. No need to pay a middle man. Think about this: If you borrow $20,000 for five years just one percent lower an interest rate will equal a $500 savings. How hard to you have to work for $500 dollars? Trust me, it is a lot easier to spend ten minutes shopping for a car loan than to earn $500.

What if you have bad credit?

Check your credit before you apply for a loan. That way you will know where you stand and if you should be willing to pay a higher interest rate because of your poor credit score. Be sure to look at your credit score from all three credit bureaus which include TransUnion, Experian, and Equifax. Be sure to dispute any errors before you apply for a car loan so you can show the best credit score possible.

If you are being asked to pay a higher interest rate to be sure you can afford the payment. If not, consider stepping down in car prices by buying a cheaper model or a used car.

Don't add extras to your loans such as a warranty or insurance. Those premiums will increase your payment or make repayment longer. You can buy a warranty later when the manufacturers warrant expires.

Car Dealer Loans

Car dealers do no make loans but rather broker the car loans to lenders such as Bank of America or Ford Motor Credit. They get a fee for brokering each car loan and the higher the interest rate they charge you, the borrower, the higher fee they get from the lender. So their objective is to get you to pay the highest rate possible and to make themselves the most money possible.

You know those finance guys you talk to at the dealership? They make six-figure incomes taking advantage of borrowers such as yourself. One favorite trick is for them to tell your loan is approved at a very good rate and you drive your new car home. They then call you back a week later and tell you the bank did not approve you after all and you have to get another loan at a much higher rate. Nice, huh?

Refinance Your Car Dealer Loan

Chances are you may already be paying on a higher rate car dealer loan. Check out what a refinance auto loan from Lending Tree can save you by replacing that high rate loan. Most likely you can save thousands over the cost of the loan.

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